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Tuition fee information for Australian and International students can be complex, so let's start with the basics.

Each term at university, you'll study different courses. The courses make up your degree, and each course has a tuition fee. The undergraduate-level courses that make up a bachelor's degree are generally cheaper than the postgraduate level courses in master's degrees.

Am I a Domestic or an International student?

If you're an Australian or New Zealand citizen, or if you hold an Australian permanent residency or permanent humanitarian visa, then you're a Domestic student. Citizens from other nations can be eligible for International student financial assistance, scholarships, and tuition fees.

What are Commonwealth Supported Places?

Domestic students in most undergraduate degrees and some postgraduate degrees don't pay the full cost of a degree because the Australian government subsidises the cost of higher education. The subsidy is called a Commonwealth Supported Place (CSP). A CSP is generally cheaper than a place in a non-subsidised degree.

As the CSP subsidy only covers part of the degree's full cost, the remaining amount is called a student contribution. Domestic students can pay the contribution upfront or may be eligible for a government loan called HECS-HELP. For postgraduate or non-subsidised degrees, the government offers eligible domestic students FEE-HELP loans.

Financial aid is available whether you study at an undergraduate or postgraduate level, and are a domestic or an international student.

What will my degree cost?

The easiest way to find your tuition fee is to search for your degree in Degree Finder, but other factors may be relevant to your situation.

Most undergraduate degrees offer Commonwealth Supported Places (CSPs) that subsidise the cost of the degree. The remaining cost is called the student contribution. You can pay the student contribution upfront, but often people who are eligible choose to take a HECS-HELP loan that they repay later. 

To see current student contribution costs, visit Commonwealth Supported Fees.

Limited CSPs are available for postgraduate degrees. Find out which degrees offer Postgraduate Commonwealth Support or visit Understand Commonwealth Supported Places for more information.

In some situations, you might need to calculate your tuition costs using individual course fees. For example, you might not have a CSP, you want to study part-time, or you might want to include courses from different UNSW faculties in your degree. For more information, visit Domestic Student Fees.

International student tuition fees are calculated in AUD and depend on whether you study

  • an undergraduate or postgraduate degree
  • courses from different faculties as electives in your degree

The easiest way to find your tuition fee is to search for your degree in Degree Finder. If you want to include courses from a different faculty in your degree, refer to the course fee information by faculty

If you want to estimate the tuition fees you might pay for your first year at university, as well as your entire program cost up to four years into the future, try our Indicative Fees Calculator.

Also note - if you don’t use an agent to assist with your application, UNSW has a direct application fee when you apply online. 

What student loans or financial support can I get?

Tertiary education is one of the most valuable experiences you can have in life. Take advantage of the support available to you.

Undergraduate degrees

If you've enrolled in a Commonwealth Supported Place (CSP), you may be eligible for a HECS-HELP loan. HECS-HELP covers your degree's student contribution costs, and you repay the balance when you start earning a decent income. Get more information at Commonwealth Support and HECS-HELP.

If you're not enrolled in a CSP, you can still take out a student loan with the Australian government. Learn more about FEE-HELP

Postgraduate degrees

Limited CSPs are available for postgraduate degrees. Find out which degrees offer Postgraduate Commonwealth Support or visit Understand Commonwealth Supported Places for more information.

If you're not enrolled in a CSP, you may be eligible for a student loan with the Australian government. Learn more about FEE-HELP

We also offer Centrelink-approved master's programs. You’ll be able to study these programs and access the Youth Allowance, Austudy, or Pensioner Education Supplement if you're eligible with Centrelink.

HELP Loans

Whether you're a postgraduate or undergraduate level, to receive a HECS-HELP or FEE-HELP loan, you’ll need to verify your Tax File Number (TFN). 

 

Other financial support opportunities

Student Services and Amenities Fee 
If you're eligible, SA-HELP is a Commonwealth loan scheme that can help you pay all or part of your Student Services and Amenities Fee (SSAF).

Overseas study
OS-HELP can cover your airfares, accommodation and other travel or study expenses if you're enrolled in a CSP. Check your eligibility at OS-HELP.

UNSW Student loans
If you're experiencing financial difficulties, we can help with student grants, loans, and emergency vouchers. See our Financial Management and Support.

Centrelink Assistance
You may be eligible for Abstudy, Austudy, the Youth Allowance or the Pensioner Education Supplement. Visit our page on Centrelink Payments for more information. 

Scholarships
We're proud to offer a range of scholarships that help you achieve your full potential. You can search and apply for UNSW scholarships.

Financial Aid 

We can help you access your loan program and assist with documentation and enrolment certification if you're from Canada, Denmark, India, Norway, Sweden, and the United Kingdom. For more information, visit Financial Aid

Financial Aid for US Students

The United States Department of Education has accredited UNSW to administer various loans to eligible students as part of the William D. Ford Federal Direct Loan Program. For more information visit Aid for US students.

UNSW Student loans

If you're experiencing financial difficulties, we can help with student grants, loans, and emergency vouchers. See our Financial Management and Support.

Scholarships

We're proud to offer a range of scholarships that help you achieve your full potential. You can search and apply for UNSW scholarships.

What other costs do I need to know?

The Student Services and Amenities Fee (SSAF) is a compulsory fee that supports your student organisation, Arc. Arc programs then support your health and wellbeing, sport and recreation, clubs and societies, extra-curricular programs, and orientation activities. 

The fee changes according to government regulations, so visit Student Services and Amenities Fee for current information.

To comply with your student visa, you'll need health insurance through the Overseas Student Health Cover (OSHC) scheme - you can't buy it directly from UNSW. Read more information on health insurance

Consider costs for things like laboratory kits, equipment, and field trips. Incidentals such as these may arise throughout your degree, so it's good to include them in your budget. Textbooks are expensive and non-compulsory, but highly recommended (you can buy them second-hand on campus). You'll find information on these costs in your course description.

Sydney is a vibrant, multicultural city that offers a lifestyle for all budgets, whether you're looking for a bargain or feeling luxe. You could consider the cost and convenience of living on campus or factor in public transport costs from a nearby suburb's sharehouse. 

This table shows the approximate weekly costs of living in Sydney. Although the table is meant to help international students create a budget, it's useful for anyone living in Sydney.